QUERY: [{"role":"system","content":"תאר את מערכת היחסים בין לשכת סוכני הביטוח לרשות שוק??"},{"role":"user","content":"Translate from hebrew to english."}]
RESPONSE ==========================
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QUERY: [{"role":"user","content":"תאר את מערכת היחסים בין לשכת סוכני הביטוח לרשות שוק??"},{"role":"system","content":"List of Topics:  1. Elon conducted training on the new executive policies, which include coverage for death and a new management fee mechanism (Elon FUTURE launch, executive policies, coverage for death, management fee mechanism, professional national digital training.) {ID: top-dwWcJ}.\n 2. Phoenix: Gil Tamir appointed as Deputy CEO and Head of Innovation and Technology Department (Gil Tamir appointed as Deputy CEO and Head of Innovation and Technology Department, replaces Ron Shabili, who decided to pursue a solo career, Tamir served as the Deputy CEO of Information Systems and Technology at YashirTech, played a significant role in the development of advanced financial products, Ron plans to focus on innovation and entrepreneurship.) {ID: top-5BiWF}.\n 3. Aylon Insurance held an event for its leading agents who operate extensively in the fields of life, health, and general insurance. (Aylon Insurance, held an event, leading agents, life insurance, health insurance, general insurance.) {ID: top-dKptd}.\n 4. Gilad Horev has been appointed as the Manager of the Private Business Division in the Health Division of the General Insurance and Finance company. (appointment of Gilad Horev, Manager of Private Business Division, Health Division, General Insurance and Finance company, replacing Nissim Bogenim.) {ID: top-SRHJK}.\n 5. Migdal holds a series of meetings with senior investment managers in the company intended for agents and advisors (\"Investment in Focus\", \"monthly meetings\", \"senior investment managers\", \"agents and advisors\", \"current topic\".) {ID: top-V6mSB}.\n 6. Michal Davidov has been appointed as the manager of the Service Division in HaKeshara Insurance Company. In her role, she will be responsible for leading and developing the service strategy and managing the service system within the company (HaKeshara Insurance Company, Service Division, Michal Davidov, manager, service strategy.) {ID: top-JmPEu}.\n 7. Meteor Agent House introduces a panel of professional experts (professional experts, Meteor agents, health insurance, pension savings, legal aspect) {ID: top-xgPia}.\n 8. The Health Committee struggles to make a decision on the reform of health insurance in the Arrangements Law (Health Committee, reform of health insurance, Arrangements Law, Knesset, budget.) {ID: top-eHvh0}.\n 9. Shlomo Isaac is trying to recruit the Minister of Health for the purpose of postponing the reform that will take effect on May 1st (1. President of the Insurance Agents' Association appeals to Minister of Health and Interior Moshe Arbel and to MK Uriel Busso to clarify the health insurance reform.\n2. Health insurance reform of the National Insurance Institute will enter into force on May 1st without the possibility of purchasing health insurance through agents.\n3. Israel Securities Authority has not yet approved the plans submitted by the insurance companies.\n4. The health reform aims to correct distortions that have arisen as a result of the implementation of the provisions of the previous health reform from 2016.\n5. The Association recommends postponing the entry of the health reform until a proper solution is found for the public and private healthcare system.) {ID: top-FDUCA}.\n 10. Prof. Nachman Ash on the \"Reduction of the Phenomenon of Duplicate Insurance\" law: There will be a greater overlap between insurance companies and the National Health Insurance, which will cause a greater distortion to the private system (The \"Reduction of the Phenomenon of Duplicate Insurance in Private Health Insurance\" law. Health Committee of the Knesset. Eretz Yisrael (The Independent Physicians Organization in Israel). Strengthening the healthcare system. Private and public healthcare systems) {ID: top-sBaSj}.\n 11. What are the numbers in the health and long-term care insurance sector in 2022? (health and long-term care insurance sector, overall profit line, mixed trends, declining new sales, premium volume.) {ID: top-bb9lb}.\n 12. The Israel Securities Authority opposes the recommendations of the ASH Committee: |Create a monopoly on medical procedures that could harm the quality of healthcare services for the entire public.\" (ASH Committee, monopoly on medical procedures, quality of healthcare services, Israel Securities Authority, minority position.) {ID: top-4oTEZ}.\n 13. Ayalon held a professional digital training nationwide for its agents and brokers on the new executive policies that include coverage for death and a new management fee mechanism. (Ayalon Insurance, professional digital training, executive policies, coverage for death, management fee mechanism.) {ID: top-vjnnDIaZoG}.\n 14. Quotes from introductory calls that were conducted in the past year with insurance agents \/ retirement planners \/ financial planners \/ mortgage advisors (introductory calls, insurance agents, retirement planners, financial planners, mortgage advisors) {ID: top-8dIuaiHuS3}.\n 15. Ayalon Insurance held an event for its leading agents in the fields of life, health, and general insurance. (Ayalon Insurance, event for leading agents, life insurance, health insurance, general insurance.) {ID: top-I6FfTcFwBZ}.\n 16. Phoenix marks a year of partnership with BlackRock and launches a new investment product (Phoenix Finance and Investment Conference, BlackRock partnership, investment product launch, Phoenix BlackRock Bond Fund, investment portfolio diversification.) {ID: top-4JK2IH8MGR}.\n 17. Tower Insurance and Finance Upgrades Work Desk for Agents. (Tower Insurance and Finance, Upgrades Work Desk, Agents, new services, insurance portfolio.) {ID: top-uZIu5jNZA3}.\n 18. Fortinet Survey Finds Half of Prepared Organizations Fell Victim to Ransomware Attacks. (Fortinet survey, ransomware attacks, prepared organizations, cybersecurity leaders, paying the ransom.) {ID: top-NOx0GFVgYw}.\n 19. Agreed lawsuit by a shareholder against Migdal Holdings demanding compliance with the Israel Securities Authority's separation order has been deleted. (lawsuit by a shareholder, compliance with the Israel Securities Authority's separation order, Migdal Holdings, duty of loyalty and duty of care, chairman of the board) {ID: top-AAJX0XhJbZ}.\n 20. After 16 years as CEO of Bank Hapaolim: Shari Arison announces her retirement (Shari Arison announces retirement, CEO of Bank Hapaolim, after 16 years, replacement to be appointed, transition period to follow.) {ID: top-kAmqmelmR3}.\n 21. PassportCard will provide the comprehensive coverage for coronavirus without additional charge (World Health Organization, comprehensive coverage, coronavirus, travel insurance, trip cancellation.) {ID: top-iONhIAD3hC}.\n"},{"role":"system","content":"Is the user's question related to a topic or topics in the list of topics? Answer short: Yes (with ID's) or No. You have only two templates for Response."},{"role":"system","content":"Response template №1: No."},{"role":"system","content":"Response template №2: Yes, {ID: top-DgPia}, {ID: top-DgEG3}."}]
RESPONSE ==========================
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QUERY: [{"role":"user","content":"תאר את מערכת היחסים בין לשכת סוכני הביטוח לרשות שוק??"},{"role":"system","content":"List of Topics:  1. The Health Committee approved for a second and third reading the reform of \"Mashlim Shaban.\" (1. \"Mashlim Shaban\" Insurance Duplication Treatment Arrangements Bill, \n2. Nechama Goldosar, Chairman of the Health and Nursing Committee at the Office of Insurance Agents, \n3. retroactive implementation of the Arrangements Law proposal, \n4. Insurance Companies Association, \n5. Israel Medical Association (IMA).) {ID: top-UTJMdQ1InU}.\n 2. The percentage of women in the boards of directors of institutional bodies has risen to an average of 32%, compared to only 18% in 2018. (1. Israel Securities Authority\n2. percentage of women in boards of directors\n3. gender diversity\n4. institutional bodies\n5. balanced representation) {ID: top-bA47S3J3w7}.\n 3. Less than a year after her appointment: Sharon Shacham resigns from Migdal (Sharon Shacham, head of the general insurance division, Migdal Insurance, resigns, replacement to be announced soon.) {ID: top-tEseRzS1Px}.\n 4. Comprehensive pension funds: Altshuler Shaham ranks first in returns {ID: top-dQsaVDvKBQ}.\n"},{"role":"system","content":"Is the user's question related to a topic or topics in the list of topics? Answer short: Yes (with ID's) or No. You have only two templates for Response."},{"role":"system","content":"Response template №1: No."},{"role":"system","content":"Response template №2: Yes, {ID: top-DgPia}, {ID: top-DgEG3}."}]
RESPONSE ==========================
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GENERATE FINAL ANSWER =====================
QUERY: [{"role":"system","content":"You're an insurance agency assistant https:\/\/ego-digital.com in Israel. You can only answer questions about insurance in Israel. You can answer question ONLY regarding the topics found. "},{"role":"system","content":"Found the topic № 1: The Health Committee approved for a second and third reading the reform of \"Mashlim Shaban.\". \n\"Turning the insured into captives of the treasury.\"\nNechama Goldosar, Chairman of the Health and Nursing Committee at the Office of Insurance Agents, sharply criticized the decision. The office is considering an appeal to the Supreme Court. Independent Physicians Organization: \"Immediate negative impact on the health of citizens.\"\nAfter seven lengthy discussions, the Knesset's Health Committee approved at the beginning of the week (Sunday) the proposal for the \"Mashlim Shaban\" Insurance Duplication Treatment Arrangements Bill for a second and third reading in the plenum. The committee rejected all the objections raised by opposition members, including the issue of retroactivity in the implementation of the law.\nChanges were made in the proposed law to benefit the general public, such as an increase of at least 100 million shekels in the healthcare basket budget. However, the demands of the Office of Insurance Agents and the Association of Insurance Companies, not to apply the law retroactively, were not accepted.\nThe approved bill imposes an obligation on insurance companies to pay for surgeries performed in Shaban in policies that were marketed from 2016 onwards. The insurance company will bear the cost of every surgery performed through Shaban for a policyholder of the company. Additionally, as an additional step, policyholders in policies from 2016 will be transferred to \"Mashlim Shaban\" policies upon renewing the insurance and with their active consent.\nIn response, Nechama Goldosar, Chairman of the Health and Nursing Committee at the Office of Insurance Agents, said: \"The approval of the reform for a second and third reading places us, the agents, facing a significant issue that the policies, which have been given since 2016, can be changed every two years. To the best of my understanding, the idea behind the option to change the policy terms every two years was to improve the situation of the insured by upgrading products in accordance with advancing medicine, even if it requires premium increases, and not to turn the insured into captives of the treasury.\"\n\"The issue of retroactive changes in health insurance policies is a serious one that should not be disregarded significantly, and in my opinion, it will not stand up to scrutiny in court,\" emphasized Goldsor. Sources close to the office claim that it is not unlikely that a petition will be filed against the state in the Supreme Court regarding retroactivity.\nThe Chair of the Health Committee at the office also stated, \"We are facing a slippery slope; this is an unacceptable precedent that has not been done in the past and is now only happening for the sake of the treasury's cash flow. In addition, insurance companies will also transfer analyses regarding disabled health conditions to the Health Insurance Association. In other words, all risk pricing, health declaration, and exceptions will only apply if the analysis is requested through insurance. It is sad that in one of the most important aspects of our lives, after going through a comprehensive needs clarification process with our clients, we use our clients as a means to fill the treasury's coffers,\" Goldsor summarized.\nLast-minute attempts.\nShortly before the vote, the insurance agents' office tried to change the negative perception from their point of view. The president of the office, Shlomo Eizik, urgently approached the chairman of the Histadrut labor union, Arnon Bar-David, and urged him to prevent the retroactive implementation of the Arrangements Law proposal (regarding supplementary health insurance) for existing policyholders.\n\"According to the proposed law,\" Eizik argued, \"existing policyholders in a 'first-class' health insurance policy they purchased (since 2016) will automatically be transferred to a different and less comprehensive coverage policy at the first renewal of the policy, without their opinion being heard and without their free will being expressed before the process.\"\nEizik further explained in his letter to Bar-David that \"an instruction within the framework of the proposed law is relevant to a wide population of salaried employees who are insured under group insurance. It arises from the proposed law:\n'A policyholder insured in a group policy for surgical insurance 'from the first shekel' who is entitled, according to the policy, to switch to a private policy according to the policy's terms, the provisions of this clause will apply as if they were transferred at the first renewal from the original policy to a supplementary surgical insurance policy.'\"\nEizik explained that currently, at the end of the contract with an insurer in group insurance, the collective chooses whether to continue the insurance for an additional period or terminate the contract with the insurer. The coverage in the group policy also ends when the insured person leaves the insured group, for example, when the employee leaves the workplace. It is important to emphasize that the termination of insurance coverage applies to both the employee and their family members. In this situation, the employee retains the right to continue the insurance coverage in which they were insured privately until that time, with the same coverage level as in the group insurance.\n\"But no more... according to the proposal in the law, the continuity of insurance coverage in a 'first-class' policy in group insurance that has ended will not continue, and when the right to switch to a private policy of 'first-class' is exercised, it will be transferred to a different type of insurance than 'supplementary' (as stated, with a lower coverage level than 'first-class'),\" said Eizik.\n\"There is no reason or logical rationale to impose a distinction on a person's free choice to contract insurance with the aim of providing themselves with specific insurance coverage,\" argued Eizik.\nAccording to him, there is also concern that the automatic transition process to the \"Mashlim Shaban\" supplementary product will \"harm special populations, with an emphasis on children (relatively insignificant insurance fee gap in relation to them), individuals with disabilities who are not fully insured, and those who are not medically \"clean,\" given the fact that their medical condition has changed since joining the comprehensive \"Shkal Rishon\" insurance (and it is very possible that they have already used the policy for the purpose of claiming a surgical procedure).\"\nThe office sent a similar appeal to the members of the Knesset Health Committee last Friday, claiming that for the benefit of the country's citizens and existing insured individuals, the implementation of the provisions of the bill should be avoided retroactively, including avoiding the transfer of existing insured individuals from \"Shkal Rishon\" policy to the \"Mashlim Shaban\" policy.\nIn its appeal, the office drew the attention of the committee members to a proposed solution presented to the Capital Market Authority and the Budget Department for marketing a unique health insurance policy that includes three layers of coverage, \"a policy that provides an excellent response to the authority's intention and the Budget Department's intention, with an emphasis on a reasonable amendment in relation to the average in the bill proposal.\"\nAt the end of the vote, it became clear that the attempts had failed.\nIn the discussions, Dr. Guy Rotkopf, CEO of the Insurance Companies Association, tried to convince the committee members to oppose the reform. They refrained from responding after the decision was made to pass the bill for second and third readings.\nRotkopf was adamant in the committee against the reform and said, among other things: \"We are heading towards Soviet communist erosion here. The Treasury wants to control doctors with the thought that if they control doctors and the insurance companies steer people to the Shaban, it will be easier to control doctors' costs, who will return and serve in the public sector. That's a mistake.\"\nIn another statement, the CEO of the Insurance Companies Association argued: \"The whole purpose of this situation is to weaken private medicine. Set aside insurance. I don't understand why the Treasury, the Budget Department that budgets the Ministry of Health, is dealing with the question of doubling insurance when the Treasury, the Capital Market Department, deals precisely with doubling insurance. And I am against doubling insurance. We also need to ask whether there is duplication of insurance here and whether it is the same insurance... This is not about duplication of insurance because it's not about the same coverage - there are different coverage, one contractual and one that can vary.\"\nRotkopf further stated, \"Why does it even come from the Treasury? And why are the health funds silent? Will the Shaban be able to withstand all these surgeries? No. So why are they silent? Because they will receive some money. It is said quietly, whoever has Shaban will not be harmed. Whoever has Shaban in this situation or only Shaban should apparently benefit. If money is deducted for Shaban, Shaban should benefit. It should receive more services. It should be cheaper. But this does not appear in the proposal, not as a guarantee or even as a hint, but they say - we will consider in the future what to do.\"\nDr. Eyal Shapira said, \"The approval of the law is a cry for generations.\"\nThe Israel Medical Association (IMA) also criticized the approval of the reform in the Health Committee. According to the organization, the approval will immediately and adversely affect the health of Israeli citizens, and it lists the reasons as follows:\n- Increase in insurance prices - commercial and later also in the Shaban.\n- Impairment of the availability and quality of surgical procedures offered under the Shaban.\n- Reduction of competition by halting the development of healthcare services.\n- Brain drain and loss of medical knowledge that will only be accessible to those with financial means.\n- Purchasing full commercial insurance (from the first shekel) at a higher price than the existing one today.\n- Loss of past insurance rights.\nChairman of Arzi, Dr. Eyal Shapira: \"Approval of the law is a cry for generations. The law will harm patients and insured individuals, inflate the prices of commercial health policies, and lead to a situation of healthcare for the rich and healthcare for the poor. As independent physicians who treat a wide range of patients, both in the public system and in the private system, we do not have the right to sit idly by. We will do everything to preserve our healthcare system in the face of forces that persistently seek to destroy it.\"\nCEO of the organization, Sigal Mashiach: \"In the lengthy discussions in the Health Committee, we encountered professional obstinacy from the Treasury. Despite repeated and varied warnings from experts in the field, the Treasury refused to amend the proposed law. Instead of taking responsibility for the chronic issues in the public healthcare system, the Treasury shifted blame specifically onto dedicated physicians. Through the new law, the Treasury has succeeded in gaining control over privately funded healthcare services as well. The law will result in longer waiting times under the Shaban and an increase in the prices of our healthcare services. We will continue to work towards improving the availability of quality healthcare services in Israel and advocating for the right of physicians to serve every patient.\"\n"},{"role":"system","content":"Given the user's question, provide a DETAILED answer ONLY regarding the topics found. In Hebrew."},{"role":"user","content":"תאר את מערכת היחסים בין לשכת סוכני הביטוח לרשות שוק??"}]
RESPONSE ==========================
{"id":"chatcmpl-7YCjmOJDIb6jJH36fhhMUCrl5IB6u","object":"chat.completion","created":1688386470,"model":"gpt-3.5-turbo-0301","choices":[{"index":0,"message":{"role":"assistant","content":"היחסים בין לשכת סוכני הביטוח לרשות השוק הם יחסי עמיתות ושיתוף פעולה. לשכת סוכני הביטוח מייצגת את הסוכנים המקצועיים בתחום הביטוח ומגן על זכויותיהם וענייניהם. רשות השוק מטפלת בתחום הביטוח ומסייעת לסוכנים ולציבור הרחב בהבנת החוקים והתקנות המתייחסים לתחום הביטוח. בנוסף, רשות השוק מסייעת לסוכנים בטיפול בתלונות ובפניות של לקוחות ומסייעת להם בפתירת בעיות וסיכונים בתחום הביטוח. בכל הנוגע לחקיקה ולתקנות בתחום הביטוח, לשכת סוכני הביטוח ורשות השוק עובדות בשיתוף פעולה ומתאימות את עמדותיהן והצעותיהן לצורך הגשתן לגורמי החקיקה והתקנות."},"finish_reason":"stop"}],"usage":{"prompt_tokens":2381,"completion_tokens":519,"total_tokens":2900}}
QUERY: [{"role":"system","content":"היחסים בין לשכת סוכני הביטוח לרשות השוק הם יחסי עמיתות ושיתוף פעולה. לשכת סוכני הביטוח מייצגת את הסוכנים המקצועיים בתחום הביטוח ומגן על זכויותיהם וענייניהם. רשות השוק מטפלת בתחום הביטוח ומסייעת לסוכנים ולציבור הרחב בהבנת החוקים והתקנות המתייחסים לתחום הביטוח. בנוסף, רשות השוק מסייעת לסוכנים בטיפול בתלונות ובפניות של לקוחות ומסייעת להם בפתירת בעיות וסיכונים בתחום הביטוח. בכל הנוגע לחקיקה ולתקנות בתחום הביטוח, לשכת סוכני הביטוח ורשות השוק עובדות בשיתוף פעולה ומתאימות את עמדותיהן והצעותיהן לצורך הגשתן לגורמי החקיקה והתקנות."},{"role":"user","content":"Translate from hebrew to english."}]
RESPONSE ==========================
{"id":"chatcmpl-7YCk4PsZpk9wi7UIex970ogeLJCOx","object":"chat.completion","created":1688386488,"model":"gpt-3.5-turbo-0301","choices":[{"index":0,"message":{"role":"assistant","content":"The relationship between the Insurance Agents Association and the Market Authority is one of camaraderie and cooperation. The Insurance Agents Association represents professional agents in the insurance industry and protects their rights and interests. The Market Authority deals with the insurance industry and assists agents and the general public in understanding the laws and regulations related to insurance. In addition, the Market Authority assists agents in handling complaints and inquiries from customers and helps them solve problems and risks in the insurance industry. Regarding legislation and regulations in the insurance industry, the Insurance Agents Association and the Market Authority work together and adjust their positions and proposals for submission to legislative and regulatory bodies."},"finish_reason":"stop"}],"usage":{"prompt_tokens":539,"completion_tokens":123,"total_tokens":662}}